Property description
I am delighted to bring this three bedroom, end of terrace to the market. Located in Netherley, minutes away from the motorway network, this property has so much to offer.
It is in need of some modernisation and this is reflected in the price but once done the house is the way you want it rather than the way a previous owner wanted it. This house has the something extra other properties in the area don't have. The potential to acquire the land which is along side. I am advised by the owner that this land is available form the City Council at no, or very little cost. THIS IS NOT GUARANTEED - CHECK WITH THE COUNCIL BEFORE ENTERING INTO NEGOTIATIONS. It is fair to say that other end terrace owners have acquired land like this and have built an extension on it.
Without the land the house a superb family house, ideal for the first time buyer. At the rear the property over looks fields rather than other houses !
Priced to sell, I am expecting a lot of interest in this property.
PORCH UPVc front door and double glazed windows.
HALLWAY Fully fitted carpet. Radiator. Glazed doors and side panels.
LOUNGE 14' 10" x 12' 0" (4.52m x 3.66m) Double glazed UPVc window to the front. Twin glazed doors to kitchen/diner. Laminate flooring. Radiator. Under-stairs cupboard.
KITCHEN/DINER 15' 2" x 10' 6" (4.62m x 3.2m) Dining area - Laminate flooring. Radiator. Wall mounted central heating boiler. Double glazed sliding patio doors to garden with fitted Vertical blinds.
Kitchen area - fitted wall and base units. Ceramic sink/drainer. Electric hob and oven. Ceramic tiled splash back and flooring. Cooker hood. Double glazed UPVc window with fitted Vertical blinds. Integrated fridge and freezer.
LANDING 11' 8" x 6' (3.56m x 1.83m) Fully fitted carpet. Built in cupboard. Loft access.
BATHROOM 5' 11" x 5' 7" (1.8m x 1.7m) White three piece suite. Over-bath electric shower and glass shower screen. Fitted carpet. Radiator. UPVc double glazed window with vertical blinds.
BEDROOM 1 - FRONT 11' 10" x 8' 11" (3.61m x 2.72m) Double glazed UPVc window. Fully fitted carpet. Radiator. Built in cupboard and airing cupboard.
BEDROOM 2 - REAR 11' 7" x 8' 10" (3.53m x 2.69m) Double glazed UPVc window with fitted vertical blinds. Fully fitted carpet. Radiator. Built in cupboard.
BEDROOM 3 - FRONT 8' 6" x 6' 0" (2.59m x 1.83m) Double glazed UPVc window. Radiator. Fully fitted carpet.
OUTSIDE - FRONT
OUTSIDE - REAR
OUTSIDE - AT THE SIDE
Sometimes abbreviations can become confusing, so we've compiled a list of the most common ones here for you, along with some other common terms:-
(For more helpful terms, check our 'Jargon Buster' on our website)
DG - Double Glazing
GCH - Gas Central Heating
NC - No Chain
"Chain" - a chain is when, for example, the person you are buying from needs to buy another house, using the proceeds from the sale - i.e. the purchase of their next home, is dependent on them selling their current home to you.
PERIOD - this means it was built/has features dating back to an iconic period in history, i.e. Edwardian (1901 - 1910), Victorian (1837 - 1901), and Georgian (1714 - 1830).
uPVC - this stands for Unplasticized Polyvinyl Chloride and is used for making double glazed window frames (usually white)
DADO Rail - a Dado rail, or Chair rail, was traditionally installed to protect the walls from furniture scuffs, i.e. the backs of chairs.
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With direct access to each member of staff via mobile phones, you can always be safe in the knowledge that you can reach your agent and get your questions answered quickly.
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HOW DOES IT WORK?
A mortgage supported by the Help to Buy: mortgage guarantee scheme works in exactly the same way as any other mortgage except that under the scheme the Government offers lenders the option to purchase a guarantee on mortgage loans.
Because of this support, lenders taking part are able to offer home buyers more high-loan-to-value mortgages (80-95%).
You will still be fully responsible for your mortgage repayments. So if you have a 5% deposit, you will need to take out and pay back a 95% mortgage.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-does-it-worksthash.pi7cyPmK.dpuf
WHO IS ELIGIBLE?
A mortgage under the Help to Buy: mortgage guarantee scheme works like any other mortgage. Your lender will check that you can afford the mortgage and that you do not have a history of payment difficulties.
To qualify for a mortgage supported by Help to Buy: mortgage guarantee:
- the property you are purchasing could be an existing or new-build home in the UK, priced up to £600,000
- you mustn&146;t own any other property anywhere in the world at the time you buy your home supported by the Help to Buy: mortgage guarantee scheme
- your mortgage must be a repayment one, not interest only. Offset and guarantor mortgages are also excluded from the scheme
- you can&146;t let out the property to somebody else
- your mortgage can be taken out by an individual or individuals but not by a company
- you cannot use the mortgage guarantee scheme with any other Government scheme such as Help to Buy: equity loan or shared ownership.
Your deposit for the property can&146;t come from a government scheme either
you don&146;t have to pay any additional fee to Government to get a Help to Buy supported mortgage
The Help to Buy: mortgage guarantee scheme will run for three years until 31 December 2016.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/eligibilitysthash.GORv9e4G.dpuf
HOW TO APPLY
The Help to Buy: mortgage guarantee scheme is offered by mortgage lenders across the UK. You can apply for a mortgage through participating high street lenders or through a mortgage broker.
Your next step is to find your home and talk to your lender. Look out for the Help to Buy logo.
Look at answers to questions that have been asked about the scheme for further information.
You can get more help and advice from the Money Advice Service and other useful contacts.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-to-apply-mortgage-guaranteesthash.GPAnlpYe.dpuf
LENDERS OFFERING THE HELP TO BUY SCHEME:-
Aldermore
Bank of Scotland
Barclays
Halifax
HSBC
Lloyds
NatWest
RBS
Santander
Virgin Money
See more at: http://www.helptobuy.org.uk/mortgage-guarantee/is-your-lender-in-the-schemesthash.IeUY6UQc.dpuf
Find out more on Government's website:- http://www.helptobuy.org.uk/
Sometimes abbreviations can become confusing, so we've compiled a list of the most common ones here for you, along with some other common terms:-
(For more helpful terms, check our 'Jargon Buster' on our website)
DG - Double Glazing
GCH - Gas Central Heating
NC - No Chain
"Chain" - a chain is when, for example, the person you are buying from needs to buy another house, using the proceeds from the sale - i.e. the purchase of their next home, is dependent on them selling their current home to you.
PERIOD - this means it was built/has features dating back to an iconic period in history, i.e. Edwardian (1901 - 1910), Victorian (1837 - 1901), and Georgian (1714 - 1830).
uPVC - this stands for Unplasticized Polyvinyl Chloride and is used for making double glazed window frames (usually white)
DADO Rail - a Dado rail, or Chair rail, was traditionally installed to protect the walls from furniture scuffs, i.e. the backs of chairs.REMEMBER! We can also provide fully independent Mortgage and Financial Advice on the right mortgage for you. Should you like details of our services please call on the number above & to the right, or send an email to us using the button to the right.
These property details are set out to provide a general guide as to what the property consists of. They are not intended to be used as part of an Offer or Contract. If interior photographs are included they are reproduced for general information and it cannot be inferred that any item shown is included in the sale. Please check with us if you wish to clarify exactly what is included.
Any services, equipment, fittings and/or heating systems have not been tested and no guarantee is given or implied that these are in working order. Buyers are advised to obtain verification from their solicitor or surveyor. Fixtures, fittings and other items are not included unless specifically described. All measurements, distances and areas are approximate and are for guidance only. Room measurements are approximate and buyers are advised to check these for their own benefit.
Every care has been taken with the preparation of these Sales Particulars but complete accuracy cannot be guaranteed. Buyers should in all cases verify matters for themselves. Where property alterations have been undertaken buyers should check that the relevant permissions have been obtained. If there is any point which is of particular importance let us know and we will verify it for you.