Property description
I am delighted to bring this detached bungalow to the market. It benefits from having - three bedrooms with the Master Bedroom being 20' long and having an en-suite bathroom - a large conservatory - modern kitchen and bathroom - large lounge/diner - double glazed throughout - gas central heating off a Baxi Combination boiler - large south facing rear garden - garage and shed.
It is very well presented having been recently redecorated throughout and it is set in a quiet cul-de-sac.
This is a fabulous property and I expect interest to be high so be quick if you're looking for a bungalow in Greasby.
PORCH Brick base with UPVc double glazed windows. Pitched roof. Laminate flooring.
HALLWAY 13' 10" x 4' 9" (4.23m x 1.45m) L shaped. UPVc double glazed front door. Laminate flooring. Radiator.
LOUNGE/DINER 24' 2" x 11' 0" (7.37m x 3.36m) Laminate flooring. Two radiators. Marble fire place and hearth with electric coal effect fire. TV point. Double glazed window with vertical blinds at the front. Double glazed sliding patio door at rear to Conservatory.
CONSERVATORY 17' 10" x 10' 8" (5.44m x 3.26m) Brick base. Double glazed UPVc windows. Pitched roof. Laminate flooring. Radiator. Light/fan unit. Double glazed UPVc French doors to garden. Double glazed UPVc door to kitchen.
KITCHEN 8' 7" x 8' 3" (2.63m x 2.52m) Fitted wall and base units in white. Wood effect roll top work tops. Stainless steel sink top. Laminate flooring. Stainless steel gas hob. Electric double oven and grill. Integrated dish washer. Ceramic tiled splash back. Double glazed UPVc window. Radiator.
MASTER BEDROOM 20' 3" x 9' 10" (6.18m x 3.02m) Laminate flooring. Built in mirror fronted wardrobes. Double glazed UPVc French door onto garden. Radiator. Velux roof window.
ENSUITE 9' 3" x 4' 6" (2.83m x 1.39m) White three piece suite including Spacer Saver bath, WC and wash basin. Over bath shower and curved glass shower screen. Ceramic tiled walls and flooring. Extractor fan. Double glazed UPVc window. Towel warmer radiator.
BEDROOM 2 10' 5" x 9' 10" (3.19m x 3,01m) Double glazed UPVc window with vertical blinds. Laminate flooring. Built in, mirror fronted sliding door wardrobe. Radiator.
BEDROOM 3 10' 3" x 6' 5" (3.14m x 1.98m) Double glazed UPVc window with vertical blinds. Laminate flooring. Radiator.
FAMILY BATHROOM 8' 7" x 7' 8" (2.64m x 2.34m) White three piece suite including Space Saver bath with curved glass shower screen, WC and Wash basin. Ceramic tiled walls and flooring. Radiator. Velux roof window.
AT THE FRONT AND SIDE At the front of the property there is a garden area laid to lawn and a drive up to the garage which allows for off road parking for two cars.
AT THE REAR At the rear the garden is very attractive, large, south facing and goes round three sides of the property. It is laid to lawn and is well stocked with mature flower bed borders, trees and shrubs. Just outside of the Conservatory there is a patio area with pebbled surface. Access to the garage via a flagged path.
GARAGE 17' 3" x 8' 1" (5.27m x 2.47m) Brick built and with pitched, tiled roof. 'Up and over' door at the front. Access from garden at rear. It has lighting, power, water supply and is linked to the main drain allowing for washing machine installation.
Sometimes abbreviations can become confusing, so we've compiled a list of the most common ones here for you, along with some other common terms:-
(For more helpful terms, check our 'Jargon Buster' on our website)
DG - Double Glazing
GCH - Gas Central Heating
NC - No Chain
"Chain" - a chain is when, for example, the person you are buying from needs to buy another house, using the proceeds from the sale - i.e. the purchase of their next home, is dependent on them selling their current home to you.
PERIOD - this means it was built/has features dating back to an iconic period in history, i.e. Edwardian (1901 - 1910), Victorian (1837 - 1901), and Georgian (1714 - 1830).
uPVC - this stands for Unplasticized Polyvinyl Chloride and is used for making double glazed window frames (usually white)
DADO Rail - a Dado rail, or Chair rail, was traditionally installed to protect the walls from furniture scuffs, i.e. the backs of chairs.
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HOW DOES IT WORK?
A mortgage supported by the Help to Buy: mortgage guarantee scheme works in exactly the same way as any other mortgage except that under the scheme the Government offers lenders the option to purchase a guarantee on mortgage loans.
Because of this support, lenders taking part are able to offer home buyers more high-loan-to-value mortgages (80-95%).
You will still be fully responsible for your mortgage repayments. So if you have a 5% deposit, you will need to take out and pay back a 95% mortgage.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-does-it-worksthash.pi7cyPmK.dpuf
WHO IS ELIGIBLE?
A mortgage under the Help to Buy: mortgage guarantee scheme works like any other mortgage. Your lender will check that you can afford the mortgage and that you do not have a history of payment difficulties.
To qualify for a mortgage supported by Help to Buy: mortgage guarantee:
- the property you are purchasing could be an existing or new-build home in the UK, priced up to £600,000
- you mustn&146;t own any other property anywhere in the world at the time you buy your home supported by the Help to Buy: mortgage guarantee scheme
- your mortgage must be a repayment one, not interest only. Offset and guarantor mortgages are also excluded from the scheme
- you can&146;t let out the property to somebody else
- your mortgage can be taken out by an individual or individuals but not by a company
- you cannot use the mortgage guarantee scheme with any other Government scheme such as Help to Buy: equity loan or shared ownership.
Your deposit for the property can&146;t come from a government scheme either
you don&146;t have to pay any additional fee to Government to get a Help to Buy supported mortgage
The Help to Buy: mortgage guarantee scheme will run for three years until 31 December 2016.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/eligibilitysthash.GORv9e4G.dpuf
HOW TO APPLY
The Help to Buy: mortgage guarantee scheme is offered by mortgage lenders across the UK. You can apply for a mortgage through participating high street lenders or through a mortgage broker.
Your next step is to find your home and talk to your lender. Look out for the Help to Buy logo.
Look at answers to questions that have been asked about the scheme for further information.
You can get more help and advice from the Money Advice Service and other useful contacts.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-to-apply-mortgage-guaranteesthash.GPAnlpYe.dpuf
LENDERS OFFERING THE HELP TO BUY SCHEME:-
Aldermore
Bank of Scotland
Barclays
Halifax
HSBC
Lloyds
NatWest
RBS
Santander
Virgin Money
See more at: http://www.helptobuy.org.uk/mortgage-guarantee/is-your-lender-in-the-schemesthash.IeUY6UQc.dpuf
Find out more on Government's website:- http://www.helptobuy.org.uk/
REMEMBER! We can also provide fully independent Mortgage and Financial Advice on the right mortgage for you. Should you like details of our services please call on the number above & to the right, or send an email to us using the button to the right.
These property details are set out to provide a general guide as to what the property consists of. They are not intended to be used as part of an Offer or Contract. If interior photographs are included they are reproduced for general information and it cannot be inferred that any item shown is included in the sale. Please check with us if you wish to clarify exactly what is included.
Any services, equipment, fittings and/or heating systems have not been tested and no guarantee is given or implied that these are in working order. Buyers are advised to obtain verification from their solicitor or surveyor. Fixtures, fittings and other items are not included unless specifically described. All measurements, distances and areas are approximate and are for guidance only. Room measurements are approximate and buyers are advised to check these for their own benefit.
Every care has been taken with the preparation of these Sales Particulars but complete accuracy cannot be guaranteed. Buyers should in all cases verify matters for themselves. Where property alterations have been undertaken buyers should check that the relevant permissions have been obtained. If there is any point which is of particular importance let us know and we will verify it for you.