Property description
SUMMARY DESCRIPTION *** NEW INSTRUCTION! *** NO CHAIN! *** AVAILABLE WITH VACANT POSSESSION *** IDEAL FIRST-TIME BUY OR INVESTMENT PROPERTY *** EXTENDED TO THE REAR *** TWO DOUBLE BEDROOMS (one with en-suite) *** MODERN FINISH THROUGHOUT *** POPULAR AREA WITH OWNER-OCCUPIERS & RENTERS ALIKE *** CALL HOMEsure NOW! ***
FULL DESCRIPTION HOMEsure Property is delighted to offer this EXTENDED, TWO-BEDROOM, TWO-BATHROOM, fully modernised property in the highly sought-after area of Wavertree in the south of Liverpool.
The property has received a full, high-specification renovation with a new kitchen, two newly-fitted bathrooms, quality carpets throughout as well as tasteful laminate flooring to the downstairs. The property also benefits from a modern, combi gas central heating system and full double-glazing throughout.
Although the property has a tenant in it now, the property will be vacant prior to selling.
This is an ideal purchase for a first-time buyer, young family and/or any investor for rental purposes.
For viewings, call HOMEsure NOW!
LOUNGE 20\‘ 11" x 11\‘ 1" (6.4m x 3.4m) An excellent large, bright and airy living space featuring two chimney breasts, newly painted woodwork, laminate flooring and a large under-stair storage cupboard. The utility meter\‘s are within a cupboard, and there are two large radiators. The front of the property is south-facing providing plenty of light and warmth throughout the day.
KITCHEN 10\‘ 5" x 7\‘ 10" (3.2m x 2.4m) This brand-new fitted kitchen with ample cupboard space features stainless steel appliances including gas hob, electric oven, extractor fan and sink & drainer unit. There is a black marble effect worktop with decorative tiles acting as a splash back The floor is done in black/grey porcelain tiles. There is a window to the rear with access to the yard.
DOWN STAIRS BATHROOM 5\‘ 2" x 5\‘ 2" (1.6m x 1.6m) A new white 3-piece bathroom suite fully tiled on the floor in addition to the walls in black/grey and white porcelain tiles respectively. There is also an extractor fan, frosted window to the rear and a stainless steel towel radiator.
MASTER BEDROOM 10\‘ 2" x 9\‘ 10" (3.1m x 3m) This Master Bedroom with new quality carpet, newly finished woodwork and view to the rear of the property is of a good size. It has a large radiator plus two double electrical sockets.
EN SUITE The en-suite bathroom features WC, washbasin and a stainless steel towel radiator. The shower cubicle is fully tiled with porcelain tiles and completed with an electric shower. The floor is finished in black/grey porcelain tiles. There is also a frosted window to the rear of the property and an extractor fan.
BEDROOM TWO 12\‘ 5" x 10\‘ 5" (3.8m x 3.2m) Bedroom Two is at the front of the property and features a 3-panel double-glazed window with deep window-ledge. All woodwork has been newly finished, in addition to a new carpet, large radiator and two double electrical sockets.
REAR YARD The rear yard is tastefully finished with light wooden fencing and large gravel-stone floor covering. Access to the rear alleyway is available here.
HOMESURE\‘S HELPFUL HINTS Sometimes abbreviations can become confusing, so we\‘ve compiled a list of the most common ones here for you, along with some other common terms:-
(For more helpful terms, check our \‘Jargon Buster\‘ on our website)
DG - Double Glazing
GCH - Gas Central Heating
NC - No Chain
"Chain" - a chain is when, for example, the person you are buying from needs to buy another house, using the proceeds from the sale - i.e. the purchase of their next home, is dependent on them selling their current home to you.
PERIOD - this means it was built/has features dating back to an iconic period in history, i.e. Edwardian (1901 - 1910), Victorian (1837 - 1901), and Georgian (1714 - 1830).
uPVC - this stands for Unplasticized Polyvinyl Chloride and is used for making double glazed window frames (usually white)
DADO Rail - a Dado rail, or Chair rail, was traditionally installed to protect the walls from furniture scuffs, i.e. the backs of chairs.
HELP TO BUY AVAILABLE HERE! HOW DOES IT WORK?
A mortgage supported by the Help to Buy: mortgage guarantee scheme works in exactly the same way as any other mortgage except that under the scheme the Government offers lenders the option to purchase a guarantee on mortgage loans.
Because of this support, lenders taking part are able to offer home buyers more high-loan-to-value mortgages (80-95%).
You will still be fully responsible for your mortgage repayments. So if you have a 5% deposit, you will need to take out and pay back a 95% mortgage.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-does-it-worksthash.pi7cyPmK.dpuf
WHO IS ELIGIBLE?
A mortgage under the Help to Buy: mortgage guarantee scheme works like any other mortgage. Your lender will check that you can afford the mortgage and that you do not have a history of payment difficulties.
To qualify for a mortgage supported by Help to Buy: mortgage guarantee:
- the property you are purchasing could be an existing or new-build home in the UK, priced up to £600,000
- you mustn&146;t own any other property anywhere in the world at the time you buy your home supported by the Help to Buy: mortgage guarantee scheme
- your mortgage must be a repayment one, not interest only. Offset and guarantor mortgages are also excluded from the scheme
- you can&146;t let out the property to somebody else
- your mortgage can be taken out by an individual or individuals but not by a company
- you cannot use the mortgage guarantee scheme with any other Government scheme such as Help to Buy: equity loan or shared ownership.
Your deposit for the property can&146;t come from a government scheme either
you don&146;t have to pay any additional fee to Government to get a Help to Buy supported mortgage
The Help to Buy: mortgage guarantee scheme will run for three years until 31 December 2016.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/eligibilitysthash.GORv9e4G.dpuf
HOW TO APPLY
The Help to Buy: mortgage guarantee scheme is offered by mortgage lenders across the UK. You can apply for a mortgage through participating high street lenders or through a mortgage broker.
Your next step is to find your home and talk to your lender. Look out for the Help to Buy logo.
Look at answers to questions that have been asked about the scheme for further information.
You can get more help and advice from the Money Advice Service and other useful contacts.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-to-apply-mortgage-guaranteesthash.GPAnlpYe.dpuf
LENDERS OFFERING THE HELP TO BUY SCHEME:-
Aldermore
Bank of Scotland
Barclays
Halifax
HSBC
Lloyds
NatWest
RBS
Santander
Virgin Money
See more at: http://www.helptobuy.org.uk/mortgage-guarantee/is-your-lender-in-the-schemesthash.IeUY6UQc.dpuf
Find out more on Government\‘s website:- http://www.helptobuy.org.uk/
MORE INFORMATION HOMEsure Property is a modern Estate Agency focusing heavily on our online presence, while retaining a High Street presence on Woolton Road, Childwall Village (opposite the Halfway House pub).
With direct access to each member of staff via mobile phones, you can always be safe in the knowledge that you can reach your agent and get your questions answered quickly.
Check out our listings on all good social media sites & search engines.
DISCLAIMER REMEMBER! We can also provide fully independent Mortgage and Financial Advice on the right mortgage for you. Should you like details of our services please call on the number above & to the right, or send an email to us using the button to the right.
These property details are set out to provide a general guide as to what the property consists of. They are not intended to be used as part of an Offer or Contract. If interior photographs are included they are reproduced for general information and it cannot be inferred that any item shown is included in the sale. Please check with us if you wish to clarify exactly what is included.
Any services, equipment, fittings and/or heating systems have not been tested and no guarantee is given or implied that these are in working order. Buyers are advised to obtain verification from their solicitor or surveyor. Fixtures, fittings and other items are not included unless specifically described. All measurements, distances and areas are approximate and are for guidance only. Room measurements are approximate and buyers are advised to check these for their own benefit.
Every care has been taken with the preparation of these Sales Particulars but complete accuracy cannot be guaranteed. Buyers should in all cases verify matters for themselves. Where property alterations have been undertaken buyers should check that the relevant permissions have been obtained. If there is any point which is of particular importance let us know and we will verify it for you.