Property description
I am delighted to bring this one bedroom, ground floor apartment to the market.
It is a beautiful apartment which has such a lovely feel to it. It has to be viewed to fully appreciate what a comfortable and pleasant place it would be to live.
It's double glazed throughout and enjoys the benefits of gas central heating from a Glow-Worm Combination boiler. The kitchen and bathroom are very attractive having recently been replaced.
The lounge over looks the gardens and there is a very attractive patio area just outside. A beautiful place to sit out and enjoy the surroundings.
The decor and carpeting throughout are first class making this apartment ready to move into.
Apart from being on the ground floor (a must when apartments have no lift) this property also benefits from having a garage.
With no on going chain the apartment is available now.
I'm expecting interest to be high so if you are looking for a comfortable apartment in a good location - book a viewing now.
GROUND FLOOR Door to communal hallway. Door to vestibule.
HALLWAY 19' 7" x 2' 9" (5.98m x 0.84m) Vestibule area. Radiator. Halogen lighting. Entry-phone.
UTILITY ROOM 8' 5" x 2' 6" (2.58m x 0.77m) Lighting, power and shelving.
BEDROOM 12' 4" x 11' 8" (3.78m x 3.58m) Spacious walk-in wardrobe, built in cupboards, dressing table and bedside tables. Double glazed window. Radiator.
KITCHEN 11' 8" x 7' 4" (3.56m x 2.25m) Fitted wall and base units. Gas hob. Electric oven. Cooker hood. Stainless steel sink top with chrome mixer tap. Ceramic tiled walls. Laminate flooring. Radiator. Double glazed window. Wall mounted Combination boiler 'hidden' inside a wall cupboard.
LOUNGE/DINER 25' 3" x 11' 7" (7.72m x 3.55m) A large and spacious lounge/diner. Double glazed window at the front. Second double glazed window and door at the rear allowing access to the patio and gardens. Three radiators. Stone fire-place and hearth with fitted gas fire. TV point.
WC 5' 2" x 2' 6" (1.59m x 0.77m) Separate from the bathroom. White WC. Radiator. Ceramic tiled walls and flooring. Double glazed window.
BATHROOM 8' 5" x 4' 7" (2.58m x 1.42m) White pedestal wash basin and free-standing roll top bath with chrome mixer tap and shower hose. Ceramic tiled walls and flooring. Walk-in shower with electric power shower. Chrome towel warmer radiator. Double glazed window. Cupboard for towels etc.
OUTSIDE At the front of the property there is off road parking and a row of garages - one of which belongs to this apartment. At the rear there are beautifully kept communal gardens.
The apartment has its own patio and seating area. A superb place to sit in the sun, enjoy the gardens and relax or do a little gardening. There is also an outside water tap.
GARAGE Up and over door.
. . . o o o 0 o o o . . .
Sometimes abbreviations can become confusing, so we've compiled a list of the most common ones here for you, along with some other common terms:-
(For more helpful terms, check our 'Jargon Buster' on our website)
DG - Double Glazing
GCH - Gas Central Heating
NC - No Chain
"Chain" - a chain is when, for example, the person you are buying from needs to buy another house, using the proceeds from the sale - i.e. the purchase of their next home, is dependent on them selling their current home to you.
PERIOD - this means it was built/has features dating back to an iconic period in history, i.e. Edwardian (1901 - 1910), Victorian (1837 - 1901), and Georgian (1714 - 1830).
uPVC - this stands for Unplasticized Polyvinyl Chloride and is used for making double glazed window frames (usually white)
DADO Rail - a Dado rail, or Chair rail, was traditionally installed to protect the walls from furniture scuffs, i.e. the backs of chairs.
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HOW DOES IT WORK?
A mortgage supported by the Help to Buy: mortgage guarantee scheme works in exactly the same way as any other mortgage except that under the scheme the Government offers lenders the option to purchase a guarantee on mortgage loans.
Because of this support, lenders taking part are able to offer home buyers more high-loan-to-value mortgages (80-95%).
You will still be fully responsible for your mortgage repayments. So if you have a 5% deposit, you will need to take out and pay back a 95% mortgage.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-does-it-worksthash.pi7cyPmK.dpuf
WHO IS ELIGIBLE?
A mortgage under the Help to Buy: mortgage guarantee scheme works like any other mortgage. Your lender will check that you can afford the mortgage and that you do not have a history of payment difficulties.
To qualify for a mortgage supported by Help to Buy: mortgage guarantee:
- the property you are purchasing could be an existing or new-build home in the UK, priced up to £600,000
- you mustn't own any other property anywhere in the world at the time you buy your home supported by the Help to Buy: mortgage guarantee scheme
- your mortgage must be a repayment one, not interest only. Offset and guarantor mortgages are also excluded from the scheme
- you can't let out the property to somebody else
- your mortgage can be taken out by an individual or individuals but not by a company
- you cannot use the mortgage guarantee scheme with any other Government scheme such as Help to Buy: equity loan or shared ownership.
Your deposit for the property can't come from a government scheme either
you don't have to pay any additional fee to Government to get a Help to Buy supported mortgage
The Help to Buy: mortgage guarantee scheme will run for three years until 31 December 2016.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/eligibilitysthash.GORv9e4G.dpuf
HOW TO APPLY
The Help to Buy: mortgage guarantee scheme is offered by mortgage lenders across the UK. You can apply for a mortgage through participating high street lenders or through a mortgage broker.
Your next step is to find your home and talk to your lender. Look out for the Help to Buy logo.
Look at answers to questions that have been asked about the scheme for further information.
You can get more help and advice from the Money Advice Service and other useful contacts.
- See more at: http://www.helptobuy.org.uk/mortgage-guarantee/how-to-apply-mortgage-guaranteesthash.GPAnlpYe.dpuf
LENDERS OFFERING THE HELP TO BUY SCHEME:-
Aldermore
Bank of Scotland
Barclays
Halifax
HSBC
Lloyds
NatWest
RBS
Santander
Virgin Money
See more at: http://www.helptobuy.org.uk/mortgage-guarantee/is-your-lender-in-the-schemesthash.IeUY6UQc.dpuf
Find out more on Government's website:- http://www.helptobuy.org.uk/
REMEMBER! We can also provide fully independent Mortgage and Financial Advice on the right mortgage for you. Should you like details of our services please call on the number above & to the right, or send an email to us using the button to the right.
These property details are set out to provide a general guide as to what the property consists of. They are not intended to be used as part of an Offer or Contract. If interior photographs are included they are reproduced for general information and it cannot be inferred that any item shown is included in the sale. Please check with us if you wish to clarify exactly what is included.
Any services, equipment, fittings and/or heating systems have not been tested and no guarantee is given or implied that these are in working order. Buyers are advised to obtain verification from their solicitor or surveyor. Fixtures, fittings and other items are not included unless specifically described. All measurements, distances and areas are approximate and are for guidance only. Room measurements are approximate and buyers are advised to check these for their own benefit.
Every care has been taken with the preparation of these Sales Particulars but complete accuracy cannot be guaranteed. Buyers should in all cases verify matters for themselves. Where property alterations have been undertaken buyers should check that the relevant permissions have been obtained. If there is any point which is of particular importance let us know and we will verify it for you.